Why AGA?
Mindful of the evolving needs of small, medium and large businesses, AGA Benefit Solutions is constantly innovating to offer solutions that meet the needs and budgets of businesses and their employees.
Specialists in Group Insurance Plans and Group Retirement Savings Plans
As an employee benefits company, AGA develops and administers customized group insurance and group retirement savings plans.
We offer each of our clients the plan they’re looking for, one that’s simple and easy to manage so they can recruit, motivate and retain human capital more effectively with an attractive benefits package.
What is a TPA/TPP?
AGA is one of the leading third-party administrators (TPA)/third-party payors (TPP) in Canada. When it comes to group insurance, the term TPA/TPP refers to the fact that a third party (other than the insurer) is entrusted with the administration of a plan, which includes:
- billing of premiums
- management of member data (addition, termination and changes to records)
- claims payment
- customer service
At AGA, our TPA/TPP solution is delivered through our AGA +PLUS service—designed to meet the needs of all types of businesses and employers of every size. By appointing a third-party administrator for your group insurance plan, switching insurers if needed becomes simple, allowing you to take advantage of consistently competitive rates. Even when you make changes, employees continue to deal with AGA for online claims, pay-direct cards and communication – making the transition seamless to them.
Worried it might cost more? Not at all! Insurers actually reduce their administration fees because they have less responsibilities to handle. Those fees are simply redirected to the third party—no extra expense for you.
AGA also means…
- More than 300 employees across Canada
- Offices in Montreal, Quebec City, Kitchener, Markham, Calgary and Vancouver
- More than 7,000 clients that include small, medium and large businesses, many of which are Canada-wide businesses with employees in every province
- A team of more than 20 actuaries able to carry out in-depth analysis
- A network of external brokers across Canada
- One of Canada’s leading third-party administrators and third-party claims payors
- Direct access to all insurance companies
Our mission
Our mission is to help plan sponsors strengthen their company culture and enhance their ability to attract and retain top talent by offering innovative and cost-effective employee benefit solutions.
Our values
AGA’s values are more than words—they are the principles that guide its every decision.
Stronger together
We believe in the power of collaboration. By working closely with our clients, partners, and each other, we overcome challenges and achieve greater success than we could alone. Our collective strength drives us forward.
Innovate to Lead
At the heart of AGA Benefit Solutions is innovation. We continuously push boundaries, embrace new ideas, and lead with creativity to stay ahead of the curve. Our commitment to cutting edge solutions ensures we provide our clients with the best possible outcomes.
Lift Others Up
Supporting others is a core principle at AGA. We are dedicated to uplifting those around us—whether it's our employees, clients, or partners. By fostering growth and autonomy, we help others reach their fullest potential and create a culture of shared success.
Our promise
The Best of People and Technology
At AGA, people make technology better and technology makes people better. We use our people’s skills and our cutting-edge platform to deliver solutions that put members first.
Our technology empowers plan sponsors to offer personalized benefits that meet their members’ unique needs—all while simplifying administrative tasks. This means less complexity and more focus on what really matters: improving the well-being of your workforce.
We Think Big
As part of our Canadian expansion strategy, we’re always interested in acquiring companies that share our values and growth objectives.
Questions? Want to learn more about our products and services? Contact us!