Group Insurance Plans

Protection for your human resources

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Protecting physical, mental and financial health

Group benefits offer additional coverage to complement government programs, helping to protect the overall health of employees and their families, while also facilitating access to healthcare services.

 

Your workforce is your biggest investment. With AGA’s group benefits, you can attract and retain the best talent, while controlling your costs.

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What group benefits cover

Most group insurance plans include the following coverage :

  • life insurance
  • disability insurance (wage loss replacement)
  • health insurance (drugs, paramedical services, medical devices, eye exams, emergency care abroad)
  • dental care
  • accidental death and dismemberment: additional amount paid in the event of death or dismemberment (e.g., paraplegia, amputation)
  • Employee and Family Assistance Program (EFAP)

Group benefits to suit businesses of all sizes

To meet the specific needs of small, medium and large businesses, AGA has designed innovative and exclusive group insurance plans.

Choose what suits you best!

ASSET 2-25

ELITE 5-49

EVOLUTION 50-124

Large Businesses

Health Spending Account

Cost Plus Program

Self-insurance

Group benefits for associations and groups

Over the years, AGA has developed specific expertise in certain fields, such as automotive services, trust arrangements and business combinations.

We have solutions for you!

Automotive Services

ELHT Administrative Services

Student Administrative Services

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AGA +PLUS, an exclusive feature that gives you more!

As a third-party administrator/payor (TPA), AGA is accredited by Canada’s top insurance companies to administer group insurance plans and pay claims.

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Flexibility: We will select the best insurers for the types of coverage you need, rather than one insurer for all your coverage.

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Savings: AGA will negotiate the best prices for the services you choose.

And much +MORE!

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Distinctive approaches and services, complementary products

AGA offers distinctive approaches and services, as well as complementary products to support the physical, mental and financial health of the Canadian workforce.

Distinctive Approaches and Services

AGA +PLUS

As a third-party administrator/payor (TPA), AGA administers group insurance plans and pays claims. A unique, innovative service enabling you to offer MORE while controlling your costs.

Cangaroo HR

A highly efficient Human Resources Information System (HRIS) to manage your human capital.

Controlling your costs

Control your group insurance costs without cutting back on coverage! AGA offers suggestions on how to save money, especially on medication.

Cross-border benefits solutions

Are you considering setting up operations in the United States? AGA and its network of U.S. resources can assist you in navigating the differences between healthcare systems, regulatory requirements and coverage expectations.

Complementary Products

AGA +PLUS Assistance, Employee and Family Assistance Program (EFAP)

A comprehensive and accessible EFAP greatly improves the quality of life of employees and their families, while benefiting employers in the process.

Virtual Clinic

Adding access to virtual healthcare to your coverage means contributing to the well-being of those you care about.

ALAViDA

ALAVIDA is an app that raises awareness and educates employees about substance use.

WorkPerks

WorkPerks is a comprehensive discount program designed to help employees save on products and services they use every day.

Contact an AGA Benefit Solutions advisor today to design a plan that meets your employees’ needs, at the lowest possible cost.

Contact us