Being a plan sponsor is not an easy task, with the world evolving at breakneck speed. From inflation and hybrid work to mental health issues and the rise of AI, companies are navigating a rollercoaster of change. At AGA Benefit Solutions, we believe the best way forward in 2026 is simple: back to basics.

We are excited to share our findings in the first edition of our annual Innovate to Lead Report—a must-read for Canadian group benefits and retirement plan sponsors. This new report distills insights from our work with over 7,000 clients and 500,000 plan members across the country, offering practical strategies to help you stay competitive while managing costs as you work on meeting your 2026 objectives.

Inside, you’ll discover what our consultants have to say about:

• The power of integration: Why your benefits plan must work hand-in-hand with a wellness strategy to boost performance and control costs.
• Personalization that works: How data should replace guesswork to drive your decisions when tailoring your benefits for a diverse workforce.
• Retirement governance made simple: Why a strong framework is your path to clarity, compliance, and better outcomes for you and your plan members.

The report also includes a special roundtable about the future of work with contribution from Russell Investments, TD Asset Management, Korn Ferry, and TELUS Health sharing their views on the state of the Canadian economy, demographic shifts, AI disruption, and workers’ expectations. A legislative watch also enables plan sponsors to review recent and upcoming laws and regulations impacting HR management.

This report is more than trends—it’s a roadmap for action for organizations of all sizes. Whether you’re looking to optimize your group insurance, strengthen retirement governance, or prepare for workforce transformation, you’ll find clear, actionable guidance to get the most of your benefit dollars in a challenging environment.

Questions? Contact us.